Are you a resident in the central valley looking for quality health insurance? If you said yes then you are in the right place. I’d like to take a min and introduce you to Anthem Blue Cross. Anthem BC has been providing California medical insurance plans for over 70 years. Anthem has a network of 80,000 PPO doctors as well as 315 hospitals to ensure that you have access to the best medical care available.
Health Insurance Plans offered by Anthem BC of California
Anthem offers a wide choice of plans for individual and families for every budget and lifestyle. No matter where you’re at in your life Anthem is guaranteed to have a plan for you. Below you will find a list of plans offered to residents of the Golden State.
Premier Plus is Anthem’s Cadillac PPO plan with the highest level of medical benefits.
- Robust benefits for both routine and unexpected medical care
- Options include an unlimited number of doctors’ office visits for various covered services. You will be responsible for a predictable copayment, even if you haven’t satisfied your deductible.
- Annual vision screening exam with copayment.
SmartSense® Plus –
Covers the essentials and more at some of our lowest monthly rates
- Choose from a range of deductibles and co-insurance levels to change the plan to better meet your needs.
- Immediate coverage with predictable copayments for the first three doctors’ office visits, per plan member, per calendar year.
- Choice of prescription drug coverage options.
CoreGuardSM Plus
Affordable protection against significant unexpected medical costs
- Wide array of covered services, including doctors’ office visits, hospital, surgical, and outpatient care.
- Access to Anthem’s discounts for in-network covered health care services.
- Higher percentage of member cost-sharing in exchange for lower premiums.
ClearProtectionSM Plus
Combines affordable protection with some immediate benefits
- Innovative plan design helps limit your share of the costs for major medical expenses, such as surgery and hospitalization.
- Immediate coverage for the first two doctors’ office visits for covered services.
Lumenos® HSA Plus
Traditional PPO coverage with added financial flexibility
- Pair with an optional Health Savings Account (HSA) for more flexibility and potential tax advantages.
- In-network covered services paid at 100% after you meet your deductible.
Lumenos® HSA 1500/5000
Traditional PPO coverage with added financial flexibility
- Pair with an optional Health Savings Account (HSA) for more flexibility and potential tax advantages.
- Available with or without maternity benefits, depending on which deductible you select.
Tonik®
Straight up, affordable coverage tailored to protect young adults from unexpected medical expenses
- Covers four office visits per year before deductible, with $20 copay per visit. Additional visits covered in full after deductible is met.
- Immediate coverage (no deductible) for generic prescription drugs.
- Includes some dental and vision benefits; optional Enhanced Dental coverage is available.
PPO Share
A traditional PPO plan with a broad range of benefits
- Unlimited doctor office visits with predictable copays, before the deductible.
- Ideal for families with young children or planning to have children.
Select HMO
Our lowest priced HMO with an exclusive HMO network
- Exclusive HMO Network includes over 20,000 doctors in 22 California counties.
- Immediate, no-deductible benefits for in-network covered services.
HMO Saver
A mid-priced HMO that includes access to our entire HMO network
- Includes access to our entire HMO network of more than 37,000 doctors.
- $1500 medical deductable for hospital and emergency services helps keep premiums lower.
Individual HMO
Our richest HMO with no medical deductable and access to our entire HMO network
- Includes access to our entire HMO network of more than 37,000 doctors.
Immediate, no-deductible benefits for in-network covered services.
Which healthPlan is right for you?
With all the options you have from Anthem finding the right plan on your own can be difficult, if you would like a recommendation specific to your needs or need more detailed information about any of the Fresno health insurance plans available please pick up the phone and give me Adam Sepulveda a call. (559) 348-8387. All of my services are free of charge including quotes and plan recommendations.
